Tag: Money management
7 Tips on How to Save Money
Photo by Anthony Crider Do you have enough money? Very few people would answer yes to that. Most of us always feel as though we’re barely making it and almost everyone wants more. Remember, money is but a tool, but damn if it ain’t a really useful tool! This Economy Sucks Even in the best […]
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Tracking Your Money: How to Determine Your Necessities vs. Wants
Creating a budget is a growing concern for thousands of people. Although many understand the purpose of a budget, few recognize its importance for total life management. There are many details in creating a budget and helpful advice will is a great way to start. Breaking Habits Spending money is a habit and doing so […]
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How to Get the Most Out of Your Budget
A budget can be a great way to keep your family’s finances on track, but it’s not always easy to stick to one. You may go shopping and find an item that you want, but didn’t plan for. The refrigerator may stop working. Your child may bring home a school expense you weren’t expecting, such […]
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Enough is Enough – How to Stop Wasting your Income
Who reading this has wasted their pay packet on something ridiculous, delicious and decidedly decadent in the last month? Those who didn’t raise their hand are either very well disciplined or lying through their finger-tips. The question around budgeting is always asked, stomach in throat, met with some trepidation and delayed commitment. Do people really […]
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Finance Debate: Separate vs. Joint Checking Accounts
If you are in a relationship, you may be tempted to have a joint checking account with your partner. However, this may not be the best idea. There is a school of thought that says keeping your money separate from your partner’s money can lead to a happier relationship. Separate Accounts Promote Financial Independence When […]
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How to Pay Back a Loan Quickly
No one likes being indebted to another person. Being in debt with a bank, however, is a special kind of torture. Interest charges sometimes exceed the actual loan amount – ouch. Aside from paying cash, the best way to mitigate interest charges is to pay off the loan as quickly as you can. While there […]
