Tag: Insurance
Five Unforeseeable Expenses that Make an Emergency Fund Necessary
The term “emergency fund” sounds kind of scary, but don’t misconstrue it to be some kind of personal disaster relief plan. Complete disasters are why you have home and health insurance. The “emergency” part of the emergency fund can simply be said to mean “unforeseeable expenses”, or things that you didn’t anticipate having to pay for in a […]
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Are You Too Old for Permanent Life Insurance?
When is a good time to buy permanent life insurance? Some people would argue that it is best bought when you are young, or starting a family. That way, it can accumulate over the years and serve as some sort of retirement money back up. Remember that permanent life insurance usually needs at least 15 years […]
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Ways to a Safeguard Your Home and Pay Less Home Insurance
Home insurance is a necessity. If you care to protect your valuables and expensive belongings from theft or a weather catastrophe such as a flood or fire, then acquiring home insurance is the smartest thing you can do. However, just because its “smart” doesn’t mean it’s necessarily cheap. If your home insurance quote has you […]
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The Right Way to Insure Your Toys
Play it smart. Make sure your recreational vehicles (RVs), boats, golf carts, and other fun things are protected. But beware — your auto and homeowners insurance might not offer full coverage. You could end up paying out-of-pocket if you have an accident, break down, or hurt someone. Worse yet, if someone sues you over an […]
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Property Insurance Coverage for Hard-to-Insure People
Rising insurance costs have hit everyone, but if you’re a high-risk customer, you could feel the biggest bite. Getting dropped, cancelled, or denied a policy is no laughing matter. Fortunately, you needn’t cry either. You might have trouble getting insured, admits Bob Hunter, director of insurance for Consumer Federation of America (CFA). But it’s not impossible. In […]
