Tag: Credit score
How to Avoid Credit Card Debt and Keep a Good Credit Score
Regardless of how we try to avoid using credit cards and stay out of debt, we still find there are times when we absolutely need to use credit cards. While they can be helpful and improve your credit score, they can also quickly become damaging if not used properly. Here are some tips on how […]
Trouble with Creditors? 3 Reasons to Consider Consolidating Your Debts
Economy has been tough the past several years, with more and more people ending up severely in debt. Whether the debt came from student loans, excessive credit card use, job loss or just spending too much, debt is still debt and can have consumers feeling pressure and trapped. These financial woes tend to break apart […]
Applying For Your First Mortgage
In 2008 and 2009, to get your first (or second, or third) mortgage you simply had to show up in a lender’s office. Such irresponsible lending led to foreclosure for many homeowners and left others owing more on their home than it was worth. Though the market has improved since, it is now essential that […]
Money Really Matters – Some Tips for College Graduates to Spend it Wisely
Did you recently complete your graduation? Are you about to start your first job? Well, if yes, then it is extremely important that you gather proper knowledge on financial matters. Most college graduates aren’t aware as to how they should deal with their money and as such, swipe credit cards in the same way they […]
6 Common Mistakes People Make When Applying for a Personal Loan
Avoiding the pitfalls others have failed to avoid when applying for a personal loan is easier than it may initially sound. Take note of these six common mistakes others have made to avoid making the same mistakes yourself. 1. Not knowing their credit score When applying for a personal loan it’s imperative to know your […]
Discover the Credit Secrets That Will Get You Approved for a Mortgage
Getting approved for a mortgage is a long process that involves a lot of components. Potential home owners often find it surprising and stressful when they discover that they can’t get approved for the loans they were hoping for. One of the components of getting approved for a mortgage is having good credit. What do […]