Insurance for Horses a Must

In United Kingdom alone the population of horses is estimated to be nearly one million. And it is much more in comparison to dogs and cats that people most commonly keep as house pets. And the fees of vetinary doctors have also become very high because of the increase in horses. The insurance market has also become very competitive off late. And most owners of horses find it a must to have horse insurance as it’s the only way to cover the expenses of the treatment.

Stonewaysinsurance is one such company that has horse insurance at very good prices. People who own horses are considered to be amongst the elite and those horses that are tshoroughbred are some of the finest. But like all animals horses are lasso prone to injury and diseases. There are many factors while buying stonewaysinsurance.

Horse insurance comes in three segments. They are cheap, midrange and lifetime.

The cheap insurance is the type that gives you the basic protection for your horse. It has a fixed time period and a faced limit. That cannot be exceeded. In case of an illness that is long term the owner has to pay for it from his own pocket. And since the costs of treatments are so high it is best to look for a plan that covers more and is value for money.

Midrange insurance is a step above cheap insurance. The basic cover is given but the difference is there is a higher limit for the treatment and the time period. Again this omits long term illnesses. And once it is expired it can get very difficult to get insurance from anywhere else.

Lifetime insurance is the most suited when you decide to buy a horse. And is much safer and a good investment of money. It takes care of all your vet fees and there is a maximum fund that is allotted to you each year. And it can be renewed for new ailments as well. Lifetime is till the horse is alive and does not succumb.

Vet Costs

Vet costs are very high for those people who do not have stoneways insurance. Because if you have insurance a great amount of money is saved. A covered horse is way easier to maintain as compared to an uninsured horse. Online facilities to buy insurance are also available. For a horse in quarantine the cost to pay for it can be very huge and if the horse requires to be transported abroad then needs to be kept in isolation. Thus insurance is a must as it would help to cut down on major expenses.

In case your horse gets lost or is stolen then that is taken care of also. In most cases the horse is returned unharmed. But sometimes it may not be the case. The insurance firm helps to advertize for the horse and ensures it’s safely returned if possible to you as well.

 

Tags: Cover version, Disease, Financial services, Horse, Insurance, Pet insurance

Category: Insurance