Holiday Funding: 5 Options To Help You Prepare Your Home For Gatherings
The holidays come with extra bills and expenses. Even if you don’t have a long list of presents to purchase, you still have holiday meals, the cost of fuel to visit people, and extra decorations. If you don’t have paid holidays, then you may also be a few days short on your check this time of year. The good news is that there are a few ways you can prepare for this period and your annual gatherings financially. Here are five smart options for your holiday funding needs.
Pick up a Second Job
Time and money are both short this time of year, but a second job can be the way to go if you’re anticipating a cash shortage. Most retailers are hiring seasonal help, and you can ask to work just a few hours a week. It may only be an extra $50 a week, but that can make a big difference during this time of year when you have so many financial demands on you.
Set Money Aside Throughout the Year
If possible, start a little savings account early in the year. Put money in this account every month to cover gifts, decorations and the expenses for gatherings. The money will build up faster than you think, and you’ll have the funds you need when the holidays arrive.
Sell the Unwanted Items Around Your Home
You’re going to be bringing new items into the home during the holidays, and you don’t want to be crowded for space. A good rule of thumb is to get rid of something old every time something new is obtained. With a little advertising, you can make some cash off the items that are leaving the home. Sell them through online auctions, the local want-ads, or classified sites like Craigslist.com.
Use a Payday Loan
Sometimes, the cash shortage is unexpected and there’s no time to go out and get a second job or sell extra items. Whether you’re taking advantage of a hot deal and won’t have the funds until next payday or you’ve had an emergency, a payday cash advance for Christmas may be the helpful answer. You can go through sites such as www.PowerFinanceTexas.com to quickly get money, but make
Request Overtimesure that you are prepared with a responsible way to pay back that money.
Talk to your boss about working some extra hours. People may be taking off for their own holiday gatherings, and you can pick up their hours to boost your paycheck. You can also offer to work in other departments to fill in the gaps, expand your experience and enlarge your paycheck.
When the holidays roll around, you’re going to be faced with several unexpected expenses. There are ways to fund the gatherings and cover everything on your gift list. Some of them involve making changes throughout the years and setting money aside. As you get closer to the holidays, you can also make more by offering to work, taking on a second job and selling unwanted items. There are many ways you can responsibly increase your funds for getting your home ready for gatherings and holiday spending.
Share this:
Category: Family Finances, Holidays
