Family Finances
Tips for Qualifying for a Loan as a First Time Home Buyer
Purchasing your first home is both exciting and nerve-wracking. Along with all of the fun of having a place to truly call your own, you are also going to be dealing with a mountain of paperwork and legalities to maneuver. This includes securing that important mortgage. Here are four proven tips to help you to […]
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4 Distinct Advantages Credit Unions Have Over Banks
When most people think of financial institutions, banks are likely to come to mind first. However, banks are not the only option when it comes to saving money or taking out loans for a new home or a new car. Credit unions are another option, and in many instances, they can offer advantages when compared […]
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How to Afford a Luxury Vehicle By Setting a Budget
Are you in the market for a luxury vehicle but don’t think you can afford it? You may be surprised to learn that you can afford the car of your dreams with a little bit of planning and discipline. Luxury cars are not a preserve for the wealthy. This blog post will discuss some tips […]
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What Is the Difference Between a Bank and a Credit Union?
When looking to open a savings or checking account, several factors are considered when choosing a financial institution—the line of credit, availability of ATMs countrywide, online services, and safety for your money. Often overlooked financial institutions that offer these services are credit unions that differ from banks in the following ways. For-Profit VS Nonprofit Credit […]
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Ways You Can Reduce Your Monthly Mortgage Payment
Are you looking to lower your monthly mortgage payment? Many homeowners assume that they can cut back on their payments because they are in a lower-interest-rate environment. But the reality is that while there are ways to cut back on your monthly mortgage payment, it requires some foresight and creativity; and that’s something that almost […]
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4 Vehicle Expenses Every Car Owner Has to Take Care of Monthly
Buying a car is a thrilling experience, but it is important to consider the costs associated with transportation freedom. Quite often, new car owners focus on the cost of purchasing a new model with exciting displays and interactive experience, overlooking the additional costs ranging from preventive maintenance to insurance. Budgeting for routine preventative maintenance helps […]
