Debt
Tips to Improve Credit Scores by Removing Incorrect or Misleading Information
According to the Federal Trade Commission, five percent of American’s have errors on their credit report, and although that number seems fairly low, a recent investigation by the Columbus Dispatch found that those with errors on their reports can spend months, even years, attempting to get the erroneous information removed. Some of the mistakes can […]
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Get Out of Debt: 5 Tips to Reach Financial Freedom
Getting financial freedom is essential for any person who wants to be in charge of what they earn. Fortunately, this isn’t impossible. These five strategies can work for anyone who wants to get out of debt and build their wealth. Put money into savings every month Some financial advisers want this to be a percentage […]
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How to Pay Back a Loan Quickly
No one likes being indebted to another person. Being in debt with a bank, however, is a special kind of torture. Interest charges sometimes exceed the actual loan amount – ouch. Aside from paying cash, the best way to mitigate interest charges is to pay off the loan as quickly as you can. While there […]
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Benefits of Using Reloadable Cards
For the past two decades, the financial experts of the world have engaged in an ongoing discussion of what they see as a future “cashless society.” While they make a number of convincing arguments for this trend, perhaps the best evidence for such a possibility is the rapid increase in the millions of people using […]
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Smartly Dealing with Debts Demanding Higher Interest Rates
Having a big debt to repay is problematic but having to pay a higher interest rate on it is even more problematic. This is because it can certainly drain away your hard-earned money rapidly. Furthermore, what happens is that a significant part of your money goes towards the monthly interest charged on the balance, which […]
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The Basics of Bankruptcy
Is your family struggling with finance? Does your telephone ring constantly with threatening calls from collection agencies? Do you receive past-due notices for credit card bills in the mail everyday? Are you afraid of having your utilities shut off, or even of losing your home? If you answered yes to these questions, then you may […]
