Debt
Why It’s Generally More Advantageous to Borrow From Lenders than Banks
Businesspeople and individuals often find it more advantageous to apply for loans from lenders than banks – why? There are a number of commonly cited reasons for this trend, one that’s become quite pronounced since the financial crisis several years ago – a crisis that many businesses and individuals are yet to fully recover from […]
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Trouble with Creditors? 3 Reasons to Consider Consolidating Your Debts
Economy has been tough the past several years, with more and more people ending up severely in debt. Whether the debt came from student loans, excessive credit card use, job loss or just spending too much, debt is still debt and can have consumers feeling pressure and trapped. These financial woes tend to break apart […]
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5 Ways to Avoid Unnecessary Debt
With the argument still looming over unemployment extensions, jobs becoming more fragile and everyday expenses (ex. gas prices) getting to be too sporadic to budget for, it’s growing increasingly easy to end up in debt. However, there are some reasonable steps to take to avoid unnecessary pitfalls that will immediately land a person into debt. […]
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How Bankruptcy Can Affect Your Tax Situation
The tax season can be a very hectic time for most people. The complexities found within the tax code can cause anyone to have a headache. However, for those who declare bankruptcy, the tax season becomes an even more complex time for them. Here are things to consider on how a bankruptcy can affect a […]
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Learning to Differentiate Between The Various Chapters Of Bankruptcy
In the United States, there are six ways an individual or company can file for Bankruptcy. These are known as Chapters, and are referred to by a number as specified in Title 11 of the Code of Laws of the United States. It can be difficult for anyone going through the stress of bankruptcy to […]
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Debt Dangers: The Most Common Reasons For Going Into Debt
Do you hear stories about people deep in debt and worry that the same thing could happen to you? Fortunately, there are steps that you can take to avoid debt. By avoiding these common factors that can cause a financial crisis, you can help keep yourself debt-free: Not Setting a Budget The biggest reason why […]
