Identity Theft
Learn How to Clear Errors On Your Credit Report
Are you having problems with a low credit score? One thing that can lower a credit score is not having a lengthy credit report or having high credit usage. As an example, a person who only has 1 or 2 years of credit history might not have a high score merely since there aren’t sufficient […]
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Personal Finance Security: How to Prevent Yourself from Becoming a Victim of Identity Theft
According to the most recent report on identify theft from the Bureau of Justice Statistics, over 16 million Americans had their identity stolen and used for fraudulent purposes during the one year study period. Losses from identity theft during the study period exceeded $24 billion. Identity theft is the fraudulent misuse of a person’s financial […]
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5 Most Common Online Scams of 2013 and What You Can Do to Avoid Them
In 2012, the Huffington Post estimated that Americans lose nearly $2.9 Billion a year to fraud. To put that in perspective, that is just a little less than all of the money that the Salvation Army brings in each year, or $9.24 per person in the US. With a little caution and more awareness, much […]
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Four Lessons From Target’s Credit Card Breach
In December 2013, U.S. retail giant Target was subject to a theft of credit and debit card information from upwards of 40 million customers. This crime affected nearly all Target consumers during the prime holiday shopping season from late November to mid-December, putting holiday shoppers at risk of identity theft. Many consumers are worried that […]
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What to do When You Find Yourself the Victim of Fraud
Any person or business can become a victim of fraud. Fraud can take many forms from identity theft to embezzlement of funds. Fraud can cause financial and personal problems for a long time. It can be difficult to detect and to prosecute. Anyone who has become a victim of fraud should take several steps right […]
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6 Simple Ways to Protect your Identity
With today’s booming technology, there are so many ways to steal another person’s identity. In fact, according to Javelin Strategy & Research, identity theft is a $37 billion crime that affects 1 in 25 U.S. citizens. But don’t worry, there are easy ways to make sure your identity isn’t used by someone you don’t […]
