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What Is the Difference Between a Bank and a Credit Union?
When looking to open a savings or checking account, several factors are considered when choosing a financial institution—the line of credit, availability of ATMs countrywide, online services, and safety for your money. Often overlooked financial institutions that offer these services are credit unions that differ from banks in the following ways. For-Profit VS Nonprofit Credit […]

Ways You Can Reduce Your Monthly Mortgage Payment
Are you looking to lower your monthly mortgage payment? Many homeowners assume that they can cut back on their payments because they are in a lower-interest-rate environment. But the reality is that while there are ways to cut back on your monthly mortgage payment, it requires some foresight and creativity; and that’s something that almost […]

Beginner Tips for Getting Involved in Investing
Why should you invest? Your goals after retirement are the one that drives you to decide on whether to invest or not. The investment will make you grow your wealth and have financial security when you retire. However, before investing, there are a couple of things that you should know before you start. Read on […]

How to Help Kids Learn to Set Attainable Financial Goals for Themselves
It’s never too early to start teaching kids about financial responsibility. The earlier you start, the better. Financial literacy is one of the most important skills that a person can have. Unfortunately, it is often not taught in schools. This leaves kids with little knowledge about managing their money when they are adults. So, how […]

4 Ways to Budget for Fine Art and Home Decor
When buying or redecorating a home, one of the final tasks is to select your decor. If you plan to invest in fine art, you will likely want to look for the best prices as high quality decor, can be expensive. The following tips may help you to find affordable house art that you will […]