5 Useful Tools That Help You Manage Your Finances
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Some people have the tendency to commit mistakes when it comes to managing finances. It really does not matter whether you receive regular paychecks or you work as freelance; good money management has always been an issue that everyone has to face in order to achieve financial stability in the future. There is no need to worry if you are not a financial wiz, it is still possible to reach your goals and you don’t even need to get the services of finance or money expert to do it for you.
There are valuable tools that can help you manage your finances. These useful tools are found on the internet and most of these personal finance apps are free to download. Keeping abreast with your personal finances has never been this easy because your money management skills will be sharpen with the help of these apps:
• HomeBudget – If you have a freelance business and you want to keep track of your family budget too, this app is the right one for you. There are several features found in this application such as bill tracking, spending trends, budget rollover and recurring expenses. If you use Quicken, it is easy to import your data in this app so that you can easily monitor your budget. It may require some effort to learn and use HomeBudget. The lite version of this application is free to download, but if you want the full version of the app then you need to pay $4.99 for it.
• Grocery Gadget – This application will teach you how to manage your shopping and grocery time. It is a productivity app and helps reduce your grocery bill too. This app allows you to take photos of the grocery items and it is also possible to use ecoupons too. To make sure that you don’t overspend, you can scan the barcode of the grocery items and it will help calculate the amount of the items that you intend to purchase. This useful tool is compatible with Android, Windows, BlackBerry phones and even iPhones too.
• SmartyPig – In order to be considered successful in managing your finances, it is necessary that you have your own savings. Unfortunately, Americans are not quite known for saving for the rainy. Nevertheless, with the help of the app called SmartyPig, saving money is a lot easier. Using this application, you can set a financial goal that you want to achieve within specific period of time. Then SmartyPig will automatically do the rest for you, in terms of managing your finances. Every month, payments will be drawn from your checking account. You can even ask family members to help you reach your goal by contributing to your savings. There is no need to worry regarding the safety and security of your money because SmartyPig works only with FDIC insured banks.
• EasyMoney – If you want to keep your money organized, this is the right application for you! It is easy to track expenses and organize money with the help of EasyMoney. Most Android users prefer this application because it is easy to navigate and it has features that are very useful in terms of managing finances. It can also handle multi-currency account, so if you have savings accounts in foreign currencies, this is the application that you are looking for. There is a 30-day free trial when you download the apps, for upgrades you will only need to pay $9.95. It is such a small amount compare to the stress and headache that you are going to experience if you manage your finances manually.
• CreditKarma – If you want to know your credit score, you can visit the website of CreditKarma to check it as often as you want. Credit Karma also helps track changes in your credit score, so you will have an idea whether or not it is doing okay.
Irina Carter writes for Instant Short Term Loans website. She loves covering business and finance news. She likes doing web development and wed design.
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Category: Credit Cards
